Variable Products Express

Helps Meet the Summary Prospectus Website Requirement for Variable Annuity Providers

• Reduces the complexities of managing compliance fulfillment
• Creates a better user experience
• Promotes electronic consent and e-delivery

Variable Products Express is the industry's only web-based SEC-compliant data warehouse which gives insurance providers access to an online library of compliance documents (prospectuses, supplements, semi-annual and annual reports, and statements of additional information) for every open variable annuity and variable life contract and sub-fund sold in the United States.

Enables variable annuity providers to ensure compliance and optimize cost savings of product prospectuses and semi-annual and annual reports in lieu of the more costly, less compliant Evergreen "blanket mailing" approach.

• Variable annuity and variable universal life contracts
• Variable annuity subaccounts
• Variable life and variable universal life subaccounts

• Reduces the Complexities of Managing Compliance Fulfillment – Provides compliance document access across all documents for all contracts and sub-funds by reflecting the most recent current versions based on EDGAR filings as of the end of the prior business day. The solution also tracks mutual fund company adoption of summary prospectuses and delivers accordingly. Further, it enables them to successfully manage the delivery of summary prospectuses, even for outside funds, by providing the confidence that they were delivered correctly and on time.
  
• Creates a Better User Experience – Enables variable annuity investors to get their financial information online and creates an effective branding and marketing opportunity for the insurer. By providing all the relevant information pertaining to the contract and sub-fund documents on the institution’s own site, they can avoid redirecting customers to other sites and maintain better control over the entire client relationship.
• Promotes Electronic Consent and E-Delivery – Allows variable annuity providers to realize maximum savings through e-delivery and a consent marketing strategy that can help achieve significant opt-in consent. Further, with Broadridge's Intelligent Delivery Services (IDS), insurers can deliver portfolio-specific documents to their investors, that provides cost savings when paper-based delivery is required.